March 6, 2025
Ryan started investing like many of us did, with mutual funds.
But he realized there was a better way to build wealth. In this interview, he shares his strategy so you can see what other successful investors are doing!
Want to (anonymously) share your investing experience and tips, whether you are new or experienced? Click here!
I've been using Passiv for over 3 years now, and my investment portfolio is between $500K and $1 million. It's been a journey of learning, discipline, and sticking to a solid strategy.
I always knew investing was important and had mutual funds for a while. But when I started seriously learning about investing, I realized I needed to optimize my approach.
I saw that with a solid plan, early retirement was possible. Unfortunately, I didn’t realize this until I was in my 30s.
"A dollar saved is two dollars earned."
I first came across this in The Wealthy Barber, and it stuck with me.
The more you save and invest wisely, the faster your wealth compounds.
Investing regularly is one of the biggest factors in growing your wealth.
Passiv makes it easy! Invest all your contributions and dividends at the click of a button.
Books like The Wealthy Barber were a great starting point, and I also took time to read up on index investing and financial independence strategies.
The internet is full of great (and bad) advice, so I focused on trusted sources and real-world success stories.
I follow a disciplined strategy of dollar-cost averaging (DCA) into low-cost, globally diversified ETFs every month.
This keeps my emotions out of investing and ensures I'm always putting my money to work.
Yes, XEQT. It’s simple, easy, and requires no rebalancing. Just set it and forget it!
Passiv makes it easy to stay on track with my investments.
It simplifies portfolio management and ensures my allocations stay in line with my plan, without any extra hassle.
Trust the process and stay the course. Don’t try to time the market.
Market fluctuations are normal, and reacting emotionally can do more harm than good.
I got FOMO and deviated from my plan by buying individual stocks instead of sticking with my trusted ETFs.
I paid the price, but thankfully, I didn’t lose too much. It was a great lesson in sticking to my strategy and ignoring the noise.
Start early, buy a low-cost ETF like XEQT, make a financial plan, and stick to it.
Also, take advantage of market dips if you have extra cash that’s not invested. When everyone is panic selling, that’s the time to buy more. Who doesn’t love it when things go on sale?
Passiv makes managing your portfolio simple.
Buy all your ETFs in a couple clicks, get notified of cash to invest, & see clear reports that show all your investments in one place!
We’d love to share your investing experience!
Whether you’ve been investing for a month, a year, or a decade - people want to hear from you!
You’ve got tips, strategies, and advice that is helpful to others.
We will share them anonymously on our blog so others can learn from you.
Click here to share your experience!
* Names have been changed for privacy. The thoughts and opinions in this post are from the individual and their own experience.
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