Earn income from your investments

Income ETFs are designed to generate monthly cash flow. You can use that income, reinvest it, or build it into your long-term plan.

These examples highlight how Harvest ETFs may be incorporated into your Passiv model.

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Harvest ETFs

Before you explore

These examples are for illustrative purposes only and should not be interpreted as recommendations or suggested allocations.

Monthly distributions may vary, and ETF prices can rise or fall. Investors should carefully review the fund details, read the prospectus and consider their own circumstances before investing.

ETF examples

Illustration of major U.S. technology and growth companies alongside a rising chart

I want U.S. companies with potential for growth and income

HHISHarvest Diversified High Income Shares ETF

Many investors want exposure to major U.S. companies because they play such a big role in the market.

HHIS provides investors with exposure to U.S. companies while adding monthly cash flow potential.

It brings together exposure to companies like Apple, Amazon, Alphabet, NVIDIA, Microsoft, Tesla, Meta, Costco, Netflix, Eli Lilly, AMD, and Broadcom (as at May 31, 2026).

The idea is to keep exposure to growth potential while generating monthly cash flow. That cash flow can be used as income or reinvested so it keeps working in the portfolio.

Distribution frequency: Monthly variable

See current yield, performance, and fund details on the Harvest ETFs website.
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What to review
  • HHIS provides exposure to major U.S. companies through a group of underlying Harvest ETFs.
  • Instead of holding each company directly, HHIS gets exposure through Harvest ETFs focused on individual U.S. companies.
  • Designed for investors looking for higher monthly cash flow potential, while obtaining U.S. company exposure.
  • The covered call strategy is used to help generate monthly cash flow from the portfolio.
  • Covered calls can support distributions and may help reduce portfolio volatility by generating option premium income. However, it may also limit participation in rising markets if the underlying securities appreciate significantly.
  • HHIS uses modest leverage to support higher income potential.
  • Leverage can increase potential returns, but it can also amplify losses and associated risks.
  • Monthly distributions are variable, not guaranteed, and may change over time.
  • ETF values can rise or fall, so review total return, not yield alone.
  • Review the fund facts and prospectus before investing.
Illustration of everyday brands — a shopping bag, coffee cup, smartphone, and credit card

I want income from companies I already know

HBFHarvest US Equity Leaders Income ETF*

HBF brings together 20 major U.S. companies that are part of everyday life.

These are companies you know and probably use (as at May 31, 2026). You might check your iPhone in the morning, pay for a coffee with your Visa, head to Walmart for groceries, and stream something on Amazon or YouTube after dinner.

This fund uses covered calls to help generate monthly income.

*Harvest US Equity Leaders Income ETF formerly known as Harvest Brand Leaders Plus Income ETF.

Distribution frequency: Monthly

See current yield, performance, and fund details on the Harvest ETFs website.
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What to review
  • HBF provides exposure to 20 major U.S. companies.
  • Many holdings are household names people interact with through technology, shopping, payments, food, communications, healthcare, and household products.
  • The covered call strategy is used to help generate monthly income from the portfolio.
  • Covered calls can support distributions and may reduce portfolio volatility by generating option premium income. However, it may also limit participation in rising markets if the underlying securities appreciate significantly.
  • A portfolio of 20 companies is more concentrated than a broad-market ETF.
  • Monthly distributions are not guaranteed and may change over time.
  • ETF values can rise or fall, so review total return, not yield alone.
  • Review the fund facts and prospectus before investing.
Illustration of a diversified mix of market sectors around a central allocation pie

I want one ETF with a mix of income strategies

HDIFHarvest Diversified Monthly Income ETF

If you already like using ETFs to build a portfolio, HDIF is a familiar idea applied to monthly income.

It is one ETF that holds a mix of underlying Harvest income ETFs, instead of focusing on one company, one sector, or one market.

That mix gives investors exposure to different areas of the market, including technology, U.S. equities, Canadian dividends, healthcare, utilities, travel and leisure, industrials, U.S. banks, and consumer staples.

For someone looking at monthly income ETFs, HDIF may be a useful place to start because the portfolio is already spread across several Harvest income strategies in one ETF.

Distribution frequency: Monthly

See current yield, performance, and fund details on the Harvest ETFs website.
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What to review
  • HDIF is one ETF that holds a mix of Harvest income ETFs.
  • It provides exposure to different areas of the market instead of focusing on one company, one sector, or one theme.
  • The structure may feel familiar if you already use ETFs to build a diversified portfolio.
  • HDIF uses modest leverage to support higher cash flow and growth potential.
  • Leverage can increase potential returns, but it can also amplify losses.
  • Because HDIF holds underlying ETFs, investors should review the fees, risks, holdings, and strategies of those underlying funds too.
  • Monthly distributions are not guaranteed and may change over time.
  • ETF values can rise or fall, so review total return, not yield alone.
  • Review the fund facts and prospectus before investing.
Illustration of the Canadian market — a maple leaf with banking, energy, telecom, and mining

I want Canadian companies with a monthly distribution strategy

HHICHarvest Canadian High Income Shares ETF

Canadian investors often plan for how much of their portfolio they want invested in Canada.

HHIC provides investors a way to have Canadian stocks in the mix while adding monthly variable distributions.

It holds Canadian companies across areas like banks, energy, telecom, technology, materials, and mining, then adds an income strategy using covered calls and modest leverage.

This gives exposure across several parts of the economy, rather than being tied to just one company or sector. Holdings include names many investors will recognize, like Shopify, RBC, TD, TELUS, BCE, Cameco, Enbridge, Suncor, and Agnico Eagle (as at May 31, 2026).

Distribution frequency: Monthly variable

See fund details on the Harvest ETFs website.
Add to your Passiv model
What to review
  • HHIC provides exposure to Canadian companies across different parts of the market.
  • It may be relevant if you are reviewing how Canadian companies fit into your portfolio.
  • The ETF is meant to provide exposure to different parts of the Canadian economy, including banks, energy, telecom, technology, materials, and mining.
  • Unlike a single-stock ETF, HHIC spreads exposure across a group of Canadian companies.
  • The covered call strategy is used to help generate income from the portfolio.
  • Covered calls can support distributions and may help reduce portfolio volatility by generating option premium income. However, it may also limit participation in rising markets if the underlying securities appreciate significantly.
  • HHIC uses modest leverage to increase exposure and income potential.
  • Leverage can increase potential returns, but it can also amplify losses.
  • Monthly distributions are variable, not guaranteed, and may change over time.
  • ETF values can rise or fall, so review total return, not yield alone.
  • Review the fund facts and prospectus before investing.
Illustration of the healthcare sector — a stethoscope, medical cross, microscope, and medicine

I want healthcare companies with monthly distributions

HHLHarvest Healthcare Leaders Income ETF

At some point, everyone needs healthcare.

And with an aging population, demand for healthcare, medication, treatments, medical devices, and new therapies only continues to grow.

HHL provides investors exposure to large healthcare companies working in areas like pharmaceuticals, biotech, medical devices, diagnostics, and healthcare services.

Holdings include names many investors will recognize, like Johnson & Johnson, Eli Lilly, Merck, AstraZeneca, Medtronic, Abbott, and Boston Scientific (as at May 31, 2026).

HHL then adds an income strategy using covered calls to help support monthly distributions.

Distribution frequency: Monthly

See current yield, performance, and fund details on the Harvest ETFs website.
Add to your Passiv model
What to review
  • HHL provides exposure to 20 large healthcare companies.
  • Healthcare demand is tied to long-term themes like aging populations, medical innovation, medication, treatments, medical devices, diagnostics, and healthcare services.
  • The portfolio includes companies involved in pharmaceuticals, biotech, medical devices, diagnostics, and healthcare services.
  • The covered call strategy is used to help generate income from the portfolio.
  • Covered calls can support distributions and may help reduce portfolio volatility by generating option premium income. However, it may also limit participation in rising markets if the underlying securities appreciate significantly.
  • Because HHL focuses on one sector, it is less diversified than a broad-market ETF.
  • Sector-focused ETFs can move differently than the broader market.
  • Monthly distributions are not guaranteed and may change over time.
  • ETF values can rise or fall, so review total return, not yield alone.
  • Review the fund facts and prospectus before investing.

Build your own income plan in Passiv

These ETFs are examples of different ways investors can explore monthly income - from broad income exposure, to familiar U.S. companies, Canadian companies, healthcare, or growth-oriented U.S. exposure. You can review each ETF, decide if it fits your own plan, and add it to your Passiv model if you choose.

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About Harvest ETFs

Harvest ETFs is a Canadian ETF provider focused on income-oriented investment products.

Many Harvest ETFs combine exposure to established companies with covered call strategies designed to support monthly cash flow.

These examples are included to help investors explore different types of monthly income ETFs. They are not recommendations, rankings, or suggested allocations.

Disclaimer

Commissions, management fees and expenses all may be associated with investing in Harvest ETFs, and the Harvest High Income Shares ETFs (the “Fund(s)” or “ETF(s)”) managed by Harvest Portfolios Group Inc. Please read the relevant prospectus before investing. The Funds are not guaranteed, their values change frequently and past performance may not be repeated. Tax, investment and all other decisions should be made with guidance from a qualified professional. Distributions are paid to you in cash unless you request, pursuant to your participation in a distribution reinvestment plan, that they be reinvested into the Class of units that you own of the Fund. If the Fund earns less than the amounts distributed, the difference is a return of capital. Depending on the Fund’s mandate, distributions on the units, if any, may consist of income, including foreign source income, dividends from taxable Canadian corporations and capital gains, less the expenses and may include returns of capital.

The indicated rates of return are the historical annual compounded total returns (except for figures of one year or less, which are simple total returns) including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any securityholder that would have reduced returns.

The current yield represents an annualized amount that is comprised of 12 unchanged monthly distributions (using the most recent month’s distribution figure multiplied by 12) as a percentage of the closing market price of the Fund. The current yield does not represent historical returns of the ETF but represents the distribution an investor would receive if the most recent distribution stayed the same going forward.

The Funds that use modest leverage of 25% do so to enhance exposure, directly or indirectly, to the underlying stocks. This places them within the category of liquid alternative ETFs. The use of leverage increases the return volatility, meaning it will amplify both gains and losses.

The Funds are categorized as liquid alternative ETFs. This means they have the ability to use leverage and can invest more than 10% of their assets in a single issuer. The Funds employ modest leverage using a combination of written puts and cash borrowing. Tax, investment and all other decisions should be made with guidance from a qualified professional.

For Information Purposes Only. All comments, opinions and views expressed are of a general nature and should not be considered as advice and/or a recommendation to purchase or sell the mentioned securities or used to engage in personal investment strategies.

All rights to the trademarks and/or logos listed herein belong to their respective owners and Harvest ETFs use hereof does not imply any affiliation with, or endorsement by the owners of these trademarks and/or logos.